ECOC DeFi生态的金融逻辑与市值分析 | 空中课堂

2020年12月18日,ECOChain首席执行官Dominic做客猎云财经空中课堂直播间,给大家带来了精彩有料的分享。

ECOC DeFi生态的金融逻辑与市值分析 | 空中课堂

以下为分享实录(经编辑整理):

主持人:下面让我们正式进入主题,开始今天的AMA。我们先请嘉宾做个自我介绍。

We officially entered the topic and started todays invite the guests to introduce themselves first.

嘉宾:大家好!很荣幸能有这次机会在 ECOChain生态社区中与大家交流,我先做一下自我介绍,我是ECOChain的首席执行官,Dominic,以及ECOC、EFG、GPT项目的联合创始人。同时也希望我们的生态能与大家有一个长远的合作与发展。

Hello everyone! Its self-introduction, it is a great honor to talk to such a good person.Then Is definitely products we have successfully integrated into the use of the oracle system.

如果想了解更多请进入官网:https://ecoc.io/或者关注公众号(ECOChain The company)

For more information, go to the website: https://ecoc.io/ or follow (ECOChain The company)

02

ECOChain在金融领域的应用有巨大潜力

主持人:可以了解到ECOChain是一条独立的公链,并且19年主网已经上线到现在可以说已经很成熟了。在此也希望ECOChain生态可以做得越来越健壮,DApp越来越多。

You can see that ECOChain is a separate public chain, and 19 years after the main network has been online can be said to be very mature. Here also hope that ECOChain ecology can do more and more robust, DApp more and more.

那继续下一个问题,请问ECOChain希望解决哪些问题呢?

So move on to the next question, what does ECOChain want to address?

嘉宾:好的!ECOChain是以POS作为系统共识机制,系统内部支持VM虚拟机,ECOChain 系统内支持部署只能合约。那么以上述两点作为基础,首先POS权益证明无需消耗大量的资源去做运算,POS 降低了验证者的成本同时提升了系统的运行效率,使得ECOChain链上的交易效率以及交易成本优于以太坊(目前TPS在560,短块创建仅需32秒),在智能合约的加持下ECOChain上完全具备可以构建大量DeFi协议条件。

Ok! ECOChain is a system consensus mechanism based on POS, which supports VM virtual machines internally and can only be contracted for deployment within ECOChain systems. So on the basis of these two points, first, POS benefits prove that there is no need to consume a lot of resources to do computing, POS reduces the cost of the validator while improving the operational efficiency of the system, making the ECOChain  chain  trading efficiency and transaction costs better than Ethereum (currently TPS at 560, short block creation only 32  seconds), under the smart contract holding ECOChain fully  equipped to build a large number of DeFi protocol  conditions.

另一方面当下众多的公链系统,难以部署DeFi的原因在于资产丰富度不足,跨链技术薄弱使得链上成为了没有车的“高速公路”。所以目前DeFi的部署仍旧需要与以太坊等系统进行一个联动,以及金融模型的不健全造成了definitely部分产品的生命周期短暂。

On the other hand, many public chain systems, it is difficult to deploy DeFi because of the lack of asset richness, weak cross-chain technology, making the chain become a car-free “highway”.   So the current deployment of DeFi still requires a linkage with systems such as Ethereum, and the insanity of the financial model has resulted in a short life cycle for some of the definitely products.

而对于 ECOChain 而言,其可以将其他链上的资产以原子交换的形式,“跨链”至自身系统来实现系统资产丰富度,跨链过来的ECOC标准的“包装代币”可以无问题地加入 ECOChain的DApp,配合神谕系统,使得ECOChain在金融领域的应用有着巨大的潜力。本次ECOC生态发行的EFG借贷definitely产品就是一个跨链型借贷产品。我们将在2021年初完成ETH、BTC等可执行的跨链借贷。

For ECOChain, it can be other chain assets in the form of atomic swap, “cross-chain” to their own systems to achieve system asset richness, cross-chain ECOC standard “packaging tokens” can be added to ECOChains official developers do not target technology applications as the primary behavior of Tokens move on to our next question. EcoChain Ecology is known to have three Tokens,all of which are on the MXC.  Can you tell us about the relationship between ECOC,  EFG, and GPT? 

嘉宾:借贷是目前DeFi中较为常见的场景,也是一个搭建 DeFi 生态的基本场景。ECOChain 的借贷协议中会涉及到三个通证,ECOChain 的原生通证 ECOC、EFG 协议中的借贷代币 EFG以及宽限期代币GPT。

Borrowing is a more common scenario in DeFi today, and it is also a basic scenario for building a DeFi ecosystem.  ECOChains native coin ECOC, the lending token, EFG, and the grace period token, GPT.

在这个借贷协议中,用户可以在协议内向智能合约抵押 ECOC 代币,此时会以60%的质押率为基础给用户发放 EFG 代币作为借贷资产,而抵押资产不仅可以是 ECOC,未来也将支持以太坊、比特币等等主流资产作为抵押品。

In this lending agreement, the user can  mortgage ECOC  tokens to the smart contract within the agreement, at which point EFG tokens are issued to the user on a 60% pledge rate as a lending asset, and the mortgaged asset can be other then ECOC, but will also support mainstream assets such as Ethereum, Bitcoin and other collateral in the future.

而用户归还 EFG 代币时,需要将利息一并归还。利率是按照每天万分之三计算,总利息计息取决于区块的时间戳。当用户资产质押率低于60%以下时,智能合约将开启清算,即抵押品比如ECOC代币会被清算机制扣除。

User will have to return EFG together with the interest. The interest rate is calculated at 0.03% per day, and the total interest charge depends on the time stamp of the block. When the user assets being misappropriated and unable to repay in time, so the EFG DeFi system set the contract extension function by paying the loan amount equivalent to 5% of GPT, it can be extended for 7 hours to prevent liquidation of asset, and also a reasonable period of time if your unable to repay, we will have 280 blocks of extended period to provide you with the contract extension margin payment, GPT Tokens are the main factor in the protection of investorss mining for GPT or borrowing for EFG, participants get something.

当然也许有的社区伙伴问,你们为什么要发行 GPT 为什么直接使用 EFG 作为合约延期,这样一个Token有两种应用,岂不是更加可以赋能他的资本价值,其实最早我们也这样考虑过。

Of course, some community partners may ask why we are issuing GPT and not directly using EFG as a contract extension, so that a Token has two applications, would not it be more able to give him capital value, in fact, we thought about it at the earliest.

所以我们做了少量的 GPT 发行并且以挖矿的形式出现,为更多的社区伙伴提供一些福利。同时也带动了 EFG 的流通性减少环节!说到这里想必大家就可以理解了 ECOChain 生态的金融模型!

So we did a small number of GPT releases and they appeared in the form of mining to provide some benefits to more community partners. It also drives the reduced liquidity of EFG!  Speaking of which, you can understand the financial model of ECOChain Ecology!

但是我们有另外一个担心就是偿还等值,EFG 的流通与偿还形成了等值的时候怎么办或者是溢出的时候怎么办?想偿还没有了,这是一个不人性化的举动。

 But we have another concern is the equivalent of repayment, EFG circulation and repayment formed the equivalent or overflow? this is a dehumanizing move.

05

EFG有90%是由借贷产生

主持人:这种多币方式完美地将三种Token在ECOChain生态流通,增加了生态的繁荣和运用。这部分也是ECOChain生态最重要的部分,如果大家有任何问题可以在下面提问环节咨询,咱们嘉宾会进行解答。

This multi-currency approach perfectly circulates three Tokens in ECOChain, increasing the prosperity and use of the ecology. This part is also the most important part of ECOChain ecology, if you have any questions can be asked in the following question session, our guests will answer.

我们继续提问,上面嘉宾向我们介绍了ECOChain生态三种Token之间的关系中。其中EFG 和 GPT 是最近上线的上线抹茶,而且表现很好。请问EFG和GPT发行量多少,是怎么分配的呢?

As we continue to ask questions, the guests above introduce us to the relationship between ECOChain Eco-Token.  Where EFG and GPT are the most recent online matcha, and perform well. What is the EFG and GPT circulation and how is it allocated?

嘉宾:EFG总量固定100万枚,10%将由发行人预扣,90%将由贷款智能合约转移和拥有,也就是说EFG有90%是由借贷产生,而 EFG 将不会销毁也不会被增发。

The total amount of EFG is fixed at 1 million, 10% will be withheld by the us, 90% will be transferred and owned by the loan smart contract, i.e. 90% of the EFG will be generated by borrowing, and EFG will not be destroyed and will not be increased.

GPT 总量1万枚,仅用于延迟抵押品的清算。与EFG代币类似,90%的GPT代币最初存入贷款智能卡,10%将由发行人预扣。

The total number of GPT is 10,000 and is used only to delay the liquidation of collateral. Similar to EFG tokens, 90% of GPT tokens are initially deposited into a loan smart card and 10% will be hold by us.

目前,EFG 流通量仅有约为10万枚,而有大概8万多枚 EFG 代币在用于挖矿 GPT,这个数据一直在增加。倘若100万枚 EFG 同时挖矿 GPT,以目前系统的算法预计三个月完全释放9000枚 GPT,而按照目前实际情况 EFG 挖矿至少要持续两年以上才能挖完所有的 GPT。

Currently, there are only about 100,000 EFGs in circulation, and there are over 80k EFG tokens mining GPT, which is increasing. If 1 million EFG mined at the same time, 9000 GPTs are expected to be fully mint in three months using the current systemre subtracting 600, leaving 400.

按照现有市值账户的总额计算 GTP 现有流通量 256枚 计算市值是 256×5000=123万美金。

Based on the total amount of existing market cap accounts, GTPs continue to ask,how does the integration of behavioral finance theory, mentioned in theEFG white paper, promote the trading motivation of behavioural traders?

嘉宾:这个问题很好,我们的金融分为两个板块,第一个板块就是传统金融,属于超级规范性金融,比如银行,典当行等等,那么这个世界还有一种金融模式就是行为金融,我们大家都身在其中。

That’s a good question, our finance is divided into two sectors, the first sector is traditional finance, belongs to super-normative finance, such as banks, pawn banks and so on and they also exists a type of financial model in it, it is behavioral finance.

比特币就是行为金融的最好案例。EFG 与GTP 也是,他具备了少量与必须的基本元素,少量的发行,必须偿还的特性,这样促进了加以这的交易行为,而借贷部分出现了借贷行为借贷者已经盈利百分之二十,这样形成了借贷者的交易动机,所以就完成了上述理论,当然行为金融学有投机理论部分也包含在了 EFG 与 GTP 当中!

Bitcoin is the best example of behavioral finance. EFG and GTP as well, he has a small number and necessary basic elements, a small number of issues, must repay the characteristics, which promotes the trading behavior, and the lending part of the borrower has been 20 percent profitable, thus forming the borrower’s trading motivation, so the above theory is completed, of course, behavioral finance speculative theory part is also included in the EFG  and GTP! 

主持人:能给我们介绍下ECOC生态的借贷系统吗?用户应该如何参与?

Can you introduce us to the ECOC ecological lending system? How should users participate?

嘉宾: EFG 借贷系统中我们融入了双代币波动性结算方式,借贷结算也是根据双代币的波动价格来做结算 ,可以使用 ECOC 借贷 EFG 同时也可以用 EFG 去抵押挖矿 GPT 这样形成了原有生态与矿工生态的和谐共振,同时促进了生态发展与循环。

EFG lending system we have integrated  the double token volatility settlement method, the loan settlement is also based on the double token volatility price settlement, you can use ECOC  to borrow EFG and we could also use EFG to stake mining for GPT, so as to form the ecosystem and miners ecological harmony resonance, while promoting ecological development and circulation. 

在借贷的过程中,抵押挖矿与双边波动成为了社区生态发挥的佳契机点!同时也完全的提供了基本面数据显示!保证了操作这可以通过基本分析,流通量以及市值结果,从而完成盈利 !

In the process of borrowing , mortgage mining and bilateral fluctuations have become a good opportunity for community ecology to play! At the same time also fully provides fundamental data! Guaranteed operation this can be achieved through basic analysis, liquidity and market value results, thus achieving profitability! 

主持人:如果大家没什么问题,本期AMA就到此结束咯,时间已经差不多了。耽误大家晚上休息时间了,再次谢谢大家捧场,更感谢大家关注 ECOChain 生态项目,相信会给大家带来更多惊喜!

ECOC DeFi生态的金融逻辑与市值分析 | 空中课堂

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